AR Cash flow financing in Canada should nvloeden on your terms , and when our clients take financing and growth funding options using Receivable banking solutions they prefer that to be their business, cipher else’s, i.e. their suppliers, customers, et alii because importantly, their competitors . But is there a ‘ Discreet ‘ way to achieve this? There is, so let’s dig in.
One of several cash flow finance solutions is Receivable financing on its own. Naturally other solutions are also available for financing a business, but next to dinero your A/R represents the most liquid source of capital next to actual cash itself! So your endowment to monetize that asset achieves full circle cash flow financing success.
The process is simple, and in practice it’s hardly opposite a edge line of credit. It’s just secured and collateralized a little bit differently by the commercial financing firm you choose. While the bank takes an ‘ assignment ‘ of your receivables (just in case!), the A/R financing solution simply has you entering into a one shot agreement to in effect sell or transfer ownership of the invoices to the financing entity.
Why though would clients want to want a non bank solution? Isn’t it more expensive? Categorically it is, but when you understand two key points a lot of other things start to make sense. First of all you’re probably considering A/R financing because you don’t change for bank financing for a number of reasons – i.e. uneven financial performance, lack of collateral, owner credit history,etc,etc.
Other situations might include the double edged sword of business – fast growth which is difficult to finance as traditional lenders like a more ‘ calmer’ sales revenue chart. They don’t seem to like the hockey stick exploding sales chart. (By the way there are reasons for that)
Other situations inlcude seasonality in your business bulges in orders and contracts that are of a one time oppositely ongoing nature.
Companies that are capital intensive simply have a lot about cash going forth anterior currency goes in as they have to invest in equip., human resource, perhaps R&D, etc.
So, having said all that, is there a discreet financing solution that works here? We term it ‘ CONFIDENTAIL A/R FINANCING ‘, and it simply allows to you generate cash as you sell products including services – instantly. Polysyndeton who is in control? You, the business owner / financial manager because you bill and collect your rejoice in invoices, generating cash and financing all the growth you can imagine.
Most importantly it’s throughout your ability to (diplomatically) tell suppliers, clients, and competitors they can mind their own business. Let them guess how you contain achieved cash flow nirvana.
Does your consistency consummate for CONFIDNETIAL AR FINANCING? Protasis you require financing in excess of 250k upwards to millions you are a candidate. Seek out and speak to a trusted , credible and experienced Canadian business financing advisor plus a trail record of successfulness who can assist you in AR Capital flow financing solutions that put your firm back in control of the cash crunch.